Bridgeport Auto Insurance Agents – Online Quotes Save Time

When buying car insurance in Bridgeport, there are a lot of options and finding the best Connecticut insurance agency takes more work than just picking up the phone. It’s highly likely you’re looking for a great agent that can assess your needs, but also the best rates possible.

With companies like American Family, Allstate, State Farm and Farmers all competing for your business, it’s difficult to determine which will give you the cheapest rates and the best coverage. To help decide, consumers can use online quotes in order to build a list of agents to choose from.

Bridgeport agents for car insurance

Professional agents can point out coverage gaps and give you peace of mind. One of the best bonuses of comparing rates online is the fact that you can find the best rates and still choose a local agent. Supporting local insurance agencies is important especially in Bridgeport.

After filling out this simple form, the quote information gets sent to local insurance agents who will battle to get your business. You never need to leave your computer as quotes are delivered to your email. Now that’s easy! You can find the lowest rates and work with a local agent.

What type of Bridgeport insurance agent is right for you?

When researching a reputable insurance agent or broker, there are two different agency structures from which to choose. Bridgeport agents are classified as either independent or captive.

Independent Agencies or Brokers

Independent insurance agents do not work for one specific company so they have the ability to put coverage amongst many companies and potentially find a lower price. To transfer your coverage to a different company, they simply move the coverage in-house and you won’t have to switch agencies. When comparing rates, it’s recommended you contact at least one independent agent to ensure the widest selection of prices.

Below are independent agencies in Bridgeport who may be able to give you rate quotes.

Infinity Agency – 519 Westfield Ave – Bridgeport, CT 06606 – (203) 373-0062
A-Aaable Auto Insurance – 3900 Main St – Bridgeport, CT 06606 – (203) 367-6900
Fiorella Insurance – 3272 Main St – Bridgeport, CT 06606 – (203) 378-6839
Fitzpatrick Agency Inc – 840 Clinton Ave – Bridgeport, CT 06604 – (203) 336-2138
L P Puteri Agency Inc – 4750 Main St – Bridgeport, CT 06606 – (203) 374-9266

Captive Insurance Agents

These agents have only one company to place business with and some examples include AAA, Allstate, State Farm, Farmers Insurance or Liberty Mutual. They usually cannot shop your coverage around so they are skilled at selling on more than just price. They are usually quite knowledgeable on their products and sales techniques and that can be a competitive advantage.

Below is a short list of captive agencies in Bridgeport who can help you get price quote information.

State Farm Insurance – 920 Broad St – Bridgeport, CT 06604 – (203) 615-0007
Allstate Insurance – 1375 Madison Ave – Bridgeport, CT 06606 – (203) 576-0464

To view a full list of captive agencies in Bridgeport, please go to this site.

Deciding on an insurance agent requires more thought than just a low price. These questions are important to ask:

• How are claims handled?
• Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
• Is the agency involved in supporting local community causes?
• If your car is in the repair shop, do you have coverage for a rental car?
• How much can you save by raising your physical damage deductibles?
• Are glass claims handled on-site or do you have to take your vehicle to a repair shop?
• If you have an accident, are you able to get your vehicle repaired at the shop of your choice?
• Is their price quote a firm figure or are their hidden costs?

After getting acceptable answers to these questions and an acceptable price quote, it’s possible that you found an auto insurance agent that meets your needs to insure your vehicles.

Do I need special coverages?

When it comes to choosing proper insurance coverage for your personal vehicles, there isn’t really a one size fits all plan. Coverage needs to be tailored to your specific needs and a cookie cutter policy won’t apply. For example, these questions may help you determine if your insurance needs might need an agent’s assistance.

• I don’t drive much so do I pay less?
• Can I afford low physical damage deductibles?
• Why am I be forced to buy a membership to get insurance from some companies?
• Are my friends covered when driving my vehicle?
• Should I drop comprehensive coverage on older vehicles?
• Does coverage extend to a rental car in a foreign country?

If you don’t know the answers to these questions but you know they apply to you, you may need to chat with a licensed insurance agent.

What if I want to buy online?

Insurance agencies are important to many people, but Connecticut consumers also have the option to buy direct over the internet. A few companies who employ agents also give you the ability to buy direct on their websites, and consumers should do that if you prefer not to work with an agent.

If you’re uneasy about not having professional advice, that is quite common when buying online the first time. Car insurance companies that allow you to purchase coverage all have toll-free customer service for customer questions.

Is online auto insurance cheaper? Whether or not you’ll save is impossible to say since there are so many factors that impact your rate calculation. You may think that shopping online for auto insurance cuts out the middleman. But the fact is, getting their brand in front of customers is expensive so this can offset any savings.

One last thing

Insureds change insurance companies for any number of reasons including an unsatisfactory settlement offer, high prices, denial of a claim and even questionable increases in premium. Regardless of your reason, finding the right car insurance provider is less work than it seems.

The cheapest car insurance is definitely available on the web and also from your neighborhood Bridgeport agents, so you should compare both to have the best selection. A few companies may not provide you the ability to get quotes online and these smaller companies work with independent agents.

Additional reading for car insurance information

More information can be found on the website for the Connecticut Insurance Department through this link. Connecticut drivers can read enforcement actions against agents and companies, read state legal mandates and laws, get help finding coverage, and find out industry alerts.

Other informative sites include this link for Connecticut car insurance quotes and this resource to find Bridgeport, CT insurance agents.