Buy Owasso, OK Car Insurance Like a Penny-pincher

Did you fall for a flashy sales pitch and buy an underperforming, overpriced car insurance policy? Believe me, there are a lot of people in Owasso just like you who feel imprisoned by their car insurance policy. Since consumers have many options when it comes to car insurance, it can be hard to find the right car insurance company.

You should take the time to check car insurance prices every six months since insurance rates are adjusted regularly by insurance companies. Even if you think you had the lowest rates on your last policy you can probably find a better price now. So block out anything you think you know about car insurance because you’re going to learn how to quote online to save on car insurance.

Compare Owasso Car Insurance Costs

Finding a better price on car insurance doesn’t have to be difficult. All that’s required is to take a couple of minutes to get quotes provided by online insurance companies. This can be done in a couple of different ways.

• The best way to get the best comparison quotes is a comparison rater form (click to open form in new window). This form keeps you from doing a different quote for each company you want a rate for. One form gets you price quotes from car insurance companies with the best prices.
• A different way to get comparison quotes requires visiting each individual company website and fill out their own quote form. For instance, let’s say you want to compare Progressive, GEICO and Farmers. You would have to visit each site and enter your policy data, which is why the first method is more popular. For a list of links to companies insuring cars in Owasso, click here.
• The hardest way to get comparison rates is to waste gas driving to and from local insurance agencies. Buying insurance online can eliminate the need for a local agent unless you prefer the trained guidance of a local agent. You can, however, compare online quotes and get advice from an agent in your area and you’ll learn how to do that later.

It’s up to you which method you use, but ensure you are comparing apples-to-apples coverage limits and deductibles with each company. If you compare unequal deductibles or liability limits it’s impossible to find the best deal in Owasso.

Won’t my local insurance agent miss me?

Some consumers would prefer to buy from a licensed agent and that is OK! Licensed agents can answer important questions and help in the event of a claim. The best thing about comparing rates online is you may find better rates and still have an agent to talk to. And supporting local agencies is especially important in Owasso.

To make it easy to find an agent, after completing this short form, your insurance coverage information is submitted to local insurance agents in Owasso who will return price quotes to get your business. You won’t need to leave your house as quotes are delivered to your email. How cool is that?!

Do you need an independent or captive car insurance agent?

When looking for a local agent, you must know there are a couple types of agencies to choose from. Agents are classified as either captive or independent (non-captive). Either one can do a good job, but it’s worth mentioning the difference between them because it can influence the type of agent you choose

Independent Agents

Independent insurance agents are not required to write business for one company but rather can write business with lots of companies enabling the ability to shop coverage around. To move your coverage to a new company, the business is moved internally and you don’t have to find a new agent.

When shopping rates, it’s recommended you include at least one independent agent for maximum quote selection.

The following is a list of independent insurance agencies in Owasso willing to provide pricing information.

American National Kirby Agency – 8818 N 127th East Ave – Owasso, OK 74055 – (918) 376-9890
Farm Bureau Insurance – 427 E 2nd Ave – Owasso, OK 74055 – (918) 376-1933
Buddy Mc Carty Insurance Inc – 12150 E 96th St N – Owasso, OK 74055 – (918) 272-5364
Cloyd O’Dell Agency – 8506 N 128th East Ave – Owasso, OK 74055 – (918) 272-4700

Agency Captives

Captive insurance agents work for only one company and examples are Allstate, Farmers Insurance, State Farm and AAA. These agents are unable to compare other company’s rates so always compare other rates. Captives receive extensive training on the products they sell and that can be a competitive advantage.

Listed below are Owasso captive agents willing to provide price quotes.

Farm Bureau Insurance – 427 E 2nd Ave – Owasso, OK 74055 – (918) 376-1933
State Farm Insurance – 11620 E 86th St N – Owasso, OK 74055 – (918) 272-6221
Shelter Insurance – 8414 N 123rd East Ave # C – Owasso, OK 74055 – (918) 274-8331
Farmers Insurance Group – 8418 N 123rd East Ave – Owasso, OK 74055 – (918) 272-2208
Allstate Insurance – 9220 N Garnett Rd # B – Owasso, OK 74055 – (918) 272-3636

To view a complete directory of Owasso captive agents, visit this site.

Deciding on an auto insurance agent needs to be determined by more than just a cheap price. Any agent should be forthright in answering these questions:

• How many years of experience in personal lines insurance coverages do they have?
• Do the companies they represent have a solid financial rating?
• Are glass claims handled on-site or do you have to take your vehicle to a repair shop?
• Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
• Is the agency involved in supporting local community causes?
• Are they properly licensed to sell insurance in Oklahoma?

Upon getting answers to your satisfaction and an affordable coverage quote, you have narrowed it down to a car insurance agent that can properly service your car insurance policy.

For more Oklahoma car insurance information

Additional information can be found on the website for the Oklahoma Insurance Department found here. Visitors are able to learn about specific coverages, find disaster information, and discover disciplinary actions.