Compare Car Insurance Rates for a Honda CR-V

Having to pay for overpriced Honda CR-V insurance can empty your personal savings and put a big crunch on your finances. Comparison shopping is free, only takes a few minutes, and is a good way to reduce premiums and put more money in your pocket.

Big companies like GEICO, 21st Century and Progressive persitently shower you with ads and it is challenging if not impossible to see through the cute green geckos and mayhem and effectively compare rates to find the best deal.

It’s smart to do rate comparisons before your policy renews because prices are variable and change quite frequently. Just because you had the best rates on CR-V coverage a year ago there is a good chance you can find better rates now. You can find a lot of misleading information regarding car insurance online but we’re going to give you a lot of great tips on how to reduce your car insurance bill.

Do you qualify for a discount?

Companies that sell car insurance do not advertise every discount in an easy-to-find place, so we researched some of the best known as well as the least known car insurance savings.

• No Accidents – Claim-free drivers can save substantially when compared with bad drivers.
• Seat Belts Save – Buckling up and requiring all passengers to wear their seat belts can save up to 15% off the personal injury premium cost.
• Anti-theft Discount – Vehicles equipped with anti-theft or alarm systems help deter theft and qualify for as much as a 10% discount.
• Pay Upfront and Save – If paying your policy premium upfront instead of making monthly payments you could save 5% or more.
• Homeowners Savings – Simply owning a home can save you money due to the fact that maintaining a home shows financial diligence.
• Good Student – A discount for being a good student can save 20 to 25%. The good student discount can last until age 25.
• Paperless Signup – A handful of insurance companies give back up to $50 for buying your policy online.

Drivers should understand that some credits don’t apply to the overall cost of the policy. Most only reduce specific coverage prices like comprehensive or collision. So despite the fact that it appears you would end up receiving a 100% discount, it doesn’t quite work that way.

Comparison of Car Insurance

There are a lot of ways to compare car insurance prices but some are less labor-intensive and much quicker. You could spend the better part of a day talking about coverages with insurance companies in your area, or you could save time and use the internet to get rate comparisons in just a few minutes.

The majority of car insurance companies belong to a marketplace that enables customers to enter their policy data once, and each company can give them a price based on that information. This eliminates the need for form submissions to each individual car insurance company.

To compare pricing click here to open in new window.

One minor caviat to using this type of form is you are unable to specify the companies to receive prices from. So if you prefer to choose specific providers to compare prices, we put together a list of companies who write car insurance in your area. View list of insurance companies.

However you get your quotes, be sure to compare exactly the same coverages and limits with each company. If the quotes have differing limits it will be next to impossible to make an equal comparison. Just a small difference in coverage limits may result in a large different in cost. And when price shopping your coverage, more quotes provides better odds of finding the best price.

What coverages do I need?

When choosing proper insurance coverage for your vehicles, there really is no cookie cutter policy. Every insured’s situation is different so your insurance needs to address that. These are some specific questions can help discover if your insurance needs could use an agent’s help.

• Can I afford to buy a different vehicle if my Honda CR-V is totaled?
• Am I covered when driving someone else’s vehicle?
• Am I covered when driving in Canada or Mexico?
• Is my dog or cat covered if injured in an accident?
• Which companies will insure high-risk drivers?
• Can I get a multi-policy discount for packaging my home and auto coverage?
• What is the difference between comprehensive and collision coverage?
• How high should my medical payments coverage be?
• Is pleasure use cheaper than using my Honda CR-V to commute?
• Will my rates increase for filing one claim?

If it’s difficult to answer those questions then you might want to talk to an agent. If you want to speak to an agent in your area, fill out this quick form or click here for a list of car insurance companies in your area.

Summing up your car insurance search

You just read some good ideas how to shop for Honda CR-V insurance online. The most important thing to understand is the more quotes you get, the higher your chance of finding lower rates. You may even discover the biggest savings come from a lesser-known regional company. Regional companies may cover specific market segments cheaper as compared to the big name companies such as State Farm and Allstate.

Lower-priced Honda CR-V insurance is definitely available on the web in addition to many insurance agents, so you should be comparing quotes from both to have the best selection. A few companies do not provide online price quotes and these small, regional companies work with independent agents.