Hackensack, NJ Auto Insurance Buying Tips You Aren’t Supposed to Know

Perplexed by the sheer number of auto insurance options in Hackensack? Many other drivers are as well. People have so many options available that it can turn into a challenge to find the best price.

Pricing the cheapest protection in Hackensack is simple if you know the tricks. If you have insurance now or are looking for a new policy, you can use these tips to shop for the lowest rates and still get good coverage. New Jersey vehicle owners just need to know the proper way to get comparison rates online.

Comprehensive Hackensack Auto Insurance Comparison Quotes

Getting a lower price on insurance isn’t really that difficult. The only requirement is to take a few minutes comparing price quotes provided by online insurance companies. This is very easy and can be done in just a few minutes using one of these methods.

1. The first (and easiest) way to get quotes for comparison would be an industry-wide quote request form like this one (opens in new window). This form prevents you from having to do separate forms for each company you want a rate for. A single form gets you coverage quotes from auto insurance companies with the best prices. It’s the fastest way to compare.
2. Another way to get comparison quotes is going to each company’s website and complete a new quote form. For sake of this example, we’ll assume you want comparison quotes from Liberty Mutual, Safeco and GEICO. To find out each rate you need to take the time to go to each site and enter your information, and that’s why the first method is more popular. To view a list of companies in Hackensack, click here.
3. The least recommended method to get comparison rates is to spend your day driving to insurance agents’ offices. The ability to buy insurance online eliminates the need for an insurance agent unless you require the personal advice that only a license agent can provide. You can, however, get prices online but still have the advice of a local agent. We’ll cover that shortly.

It’s up to you which method you use, but ensure you are comparing exactly the same coverage information for each comparison quote. If you compare mixed coverages it will be very difficult to determine which rate is truly the best in Hackensack.

Your insurance agent down the street

Certain consumers would prefer to get advice from a local agent. Agents are trained to spot inefficiencies and give you peace of mind. One of the great benefits of price shopping on the web is the fact that you can find better rates but also keep your business local. Supporting local insurance agencies is definitely important in Hackensack.

To help locate an agent, after submitting this form (opens in new window), the quote information is immediately sent to insurance agents in Hackensack who will return price quotes to get your business. There is no reason to leave your house since price quotes are sent immediately to your email address. Now that’s easy!

Shown below are Hackensack insurers who can help you get rate quotes.

• Allstate Insurance Co – 203a Main St, Hackensack, NJ 07601 – (201) 342-3699
• Pa Post Agency Insurance – 401 Hackensack Ave, Hackensack, NJ 07601 – (201) 342-2180
• State Farm Insurance – 381 Main St, Hackensack, NJ 07601 – (201) 342-7267
• Pa Post Agency Insurance – 401 Hackensack Ave, Hackensack, NJ 07601 – (201) 342-2180
• Royale Insurance – , Hackensack, NJ 07601 – (201) 909-5165

To view a full list of licensed insurance agents in Hackensack, simply jump to this page.

Selecting a company requires more thought than just the premium amount. Any agent should be forthright in answering these questions:

• Do they feel the quoted coverages are adequate?
• Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
• Do you have coverage for a rental car if your vehicle is in the repair shop?
• How are claims handled?
• Did they already check your driving record and credit reports?
• Which insurance companies are they affiliated with?
• How much will you save each year by using a higher deductible?

Once you have received satisfactory answers to these questions and locked in a price quote, you’ve probably found an insurer that meets your needs to service your policy.

Additional information is located on the New Jersey Department of Banking and Insurance website. Click here for link. New Jersey drivers can learn about insurance regulations, discover disciplinary actions, report car insurance fraud, and file complaints about a company.

Additional helpful sites include QuoteClickInsure.com and this page where you can research Hackensack insurance agents.