How to Compare Car Insurance Rates From Green Bay, WI Insurance Agencies

If you’re looking for a good insurance agent in Green Bay, WI, it’s recommended you start your search by comparing rates online rather than picking up the phone. You require a friendly agent, but also need cheaper car insurance prices.

Insurance companies such as Allstate, Liberty Mutual and State Farm all claim big savings with ads and it can be hard to ignore the flashy ads and effectively compare rates to find the best deal.

Comparing rates from local agents

Good agents can point out coverage gaps and help file insurance claims. The best thing about price shopping on the web is the fact that you can find better rates and still choose a local agent.

To make it easy to find an agent, after completing this form (opens in new window), your information is submitted to agents in your area who will return price quotes for your insurance coverage. There is no reason to leave your house as quotes are delivered to the email address you provide. It doesn’t get any easier!

Picking an insurance agency requires more thought than just the price. These are valid questions to ask:

Which company do they place the most coverage with?
How many years of experience in personal lines insurance coverages do they have?
How are claims handled?
If they are an independent agency, which companies do they recommend?
Can glass repairs be made at your home?
Is working in the agency their full-time job?

Car insurance agents in Green Bay come in two varieties

When finding a reliable agent, you must know there are a couple types of insurance agents from which to choose. Agents are either captive or independent. Either one can write coverage properly, but it’s worth mentioning the difference between them because it can impact the selection process.

Captive Agents

These agents are contracted to one company and examples are State Farm or Allstate. These agents are unable to provide prices from multiple companies so they have no alternatives for high prices. They are well schooled on their company’s products which can be an advantage.

Shown below are Green Bay captive insurance agents that can give you rate quotes.

American Family Insurance – 1221 Bellevue St # 205 – Green Bay, WI 54302 – (920) 468-6525
Allstate Insurance – 1676 Main St # 3 – Green Bay, WI 54302 – (920) 465-6090
Farmers Insurance Group – 1545 University Ave – Green Bay, WI 54302 – (920) 432-8916
State Farm Insurance – 2475a Lineville Rd – Green Bay, WI 54313 – (920) 434-4504

Independent Insurance Agents

These agents are not locked into one company but rather can write business with multiple insurance companies and possibly get better coverage at lower prices. If your agent finds better pricing, the agent simply finds a different carrier and you won’t have to switch agencies. When comparing rates, it’s a good idea to get quotes from multiple independent agents for the best price selection.

Below is a list of independent agencies in Green Bay who can help you get price quote information.

Insurance Marketing Concepts – 2929 S Ridge Rd – Green Bay, WI 54304 – (920) 337-1700
Dan Samp Agency Inc – 550 N Military Ave # 8 – Green Bay, WI 54303 – (920) 499-6611
Scott Folsom Agency – 425 S Military Ave – Green Bay, WI 54303 – (920) 494-8911
Senior Insurance and Invstmnt – 1812 Main St – Green Bay, WI 54302 – (920) 321-0222
R G Martinson Agency Inc – 1846 University Ave – Green Bay, WI 54302 – (920) 430-8000

To view a complete directory of licensed insurance agents in Green Bay, go to this page.

After getting positive responses to all your questions and locked in a price quote, you’ve probably found an insurance agent that can adequately provide car insurance.

Do online auto insurance companies have better rates?

Professional insurance agents are important to many people, but Wisconsin drivers can also buy direct over the internet. Certain auto insurance companies, such as Farmers Insurance and State Farm, who sell through agents in Green Bay also permit you to get a quote and buy online, and online price comparisons are easy as an alternative to contacting agents.

If you’re concerned about not having someone to ask questions when shopping online, don’t be too concerned. Insurance companies that require consumers to choose their own coverages all have toll-free customer service for getting advice on proper coverages.

Does car insurance cost less online? It’s difficult to say for sure because there are many factors which can raise or lower premium rates. Common sense would say that shopping online for auto insurance cuts out the agent as a middleman. But that assumption is generally incorrect because marketing their products costs a lot of money so the rates may be similar to buying from an agent.

More comparisons equals lower rates

Cost effective car insurance can be purchased from both online companies and also from your neighborhood Green Bay agents, and you should be comparing both to get a complete price analysis. Some insurance providers may not provide online price quotes and these regional insurance providers work with independent agents.

As you go through the steps to switch your coverage, it’s a bad idea to skimp on critical coverages to save a buck or two. There have been many cases where drivers have reduced uninsured motorist or liability limits only to find out that saving that couple of dollars actually costed them tens of thousands. Your aim should be to buy enough coverage at an affordable rate while not skimping on critical coverages.

Additional detailed information is located at the Wisconsin Office of the Commissioner of Insurance website. Consumers can find disaster information, view agent and company licensing information, and find out industry alerts.

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