How to Find a Car Insurance Agent in Norman

When searching for a licensed insurance agent in Norman, we recommend you do an initial search online instead of making phone calls. It’s highly likely you not only want a good agent that listens to you, but also affordable coverage.

With State Farm, Allstate and Farmers Insurance having offices in Norman, it’s hard to tell which one will give you the cheapest rates and the best coverage. Thankfully, consumers can get online quotes to get a list of agencies and price estimates.

Car Insurance from Norman insurance agents

Professional agents can answer important questions and give you someone to call. The best thing about getting online price quotes is you may find better rates and still choose a local agent. And supporting local insurance agencies is important particularly in Norman.

After filling out this simple form, the coverage information is immediately sent to insurance agents in Norman who will give you bids for your business. You never need to visit any agencies as quotes are delivered to your email. How’s that for easy! Get lower rates and a licensed agent to work with.

Types of auto insurance agents in Norman

If you’re trying to find an insurance agent, there are a couple of different types of agents from which to choose. Insurance agencies in Norman can either be captive or independent.

Independent Agencies or Brokers

These agents are not required to write business for one company so they can insure your vehicles with any number of different companies and possibly get better coverage at lower prices. If you are not satisfied with one company, the agent simply finds a different carrier and that require little work on your part.

When comparison shopping, it’s recommended you get quotes from at a minimum one independent agency for maximum quote selection.

Listed below is a list of independent insurance agents in Norman willing to provide comparison quotes.

Purcell-Prichard Agency – 705 W Main St – Norman, OK 73069 – (405) 321-6682
Larry A Potts Insurance Inc – 1901 W Main St – Norman, OK 73069 – (405) 321-7070
Payton Greg Insurance Agency – 111 N Peters Ave – Norman, OK 73069 – (405) 872-7000
Monroe Insurance – 1100 Rambling Oaks Dr – Norman, OK 73072 – (405) 360-9500
Valley Agency – 110 N Mercedes Dr # 300 – Norman, OK 73069 – (405) 573-9837

Captive Insurance Agents

Captive agents write business for a single company and examples are Allstate, AAA, Liberty Mutual and State Farm. They usually cannot place coverage with different providers so always compare other rates. Captive agencies receive extensive training in insurance sales which can be an advantage.

The following is a list of captive agencies in Norman that can give you price quote information.

Shelter Insurance – 1000 Alameda St # 109 – Norman, OK 73071 – (405) 364-9025
State Farm Insurance – 2411 Springer Dr – Norman, OK 73069 – (405) 366-6900

To view a complete directory of auto insurance agents in Norman, go to this page.

Deciding on a car insurance agent needs to be determined by more than just the premium amount. Ask your prospective agent these questions:

  • Can they provide you with a list of referrals?
  • Are there any hidden costs in their price quote and does it include driving and credit history?
  • Do they have adequate Errors and Ommissions coverage? This protects you if they make a mistake.
  • Do they have any clout with companies to ensure a fair claim settlement?
  • Is assistance available after office hours?
  • What are the financial ratings for the companies they represent?
  • Does the agency have a good rating with the Better Business Bureau?
  • If they are an independent agency, which companies do they recommend?

Upon receiving reasonable responses to your questions and a low price estimate, chances are good that you have found an auto insurance agent that meets your needs to properly insure your vehicles.

Alternatives to buying from an agent

Professional insurance agents are important, but Oklahoma consumers also have the option to buy direct from companies online. Even companies who sell through agents in Norman also allow consumers to buy a policy online, and online price comparisons are easy to possibly find a better rate.

If you’re uneasy about not having professional advice when buying direct, this is expected but don’t let that bother you. Online car insurance companies provide access to licensed agents to walk you through the process.

Will auto insurance cost less online? Many people swear by it, but it’s difficult to answer because there are many components which can raise or lower premium rates. It’s often assumed that going direct lowers rates due to not having any agent compensation. In reality, getting their brand in front of customers is expensive and that can quickly cost more than paying an agent.

The only way to know if the cheapest policy comes from an agent or online is to get rates from both and compare them. It’s fairly common that you receive different coverage costs when quoting both agents prices and online prices from the exact same provider.

More Oklahoma auto insurance resources

Additional auto insurance information is located on the website for the Oklahoma Insurance Department through this link. Oklahoma drivers can read enforcement actions against agents and companies, find out which companies have the most complaints, and discover disciplinary actions.

Find Norman OK insurance agent

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What is YOUR best insurance company?

Insureds leave their current company for many reasons like denial of a claim, questionable increases in premium, unfair underwriting practices and even policy non-renewal. It doesn’t matter why you want to switch finding a new company is actually quite simple.

When trying to cut insurance costs, never buy poor coverage just to save money. There are a lot of situations where someone dropped uninsured motorist or liability limits only to regret at claim time that it was a big error on their part. Your goal should be to buy a smart amount of coverage for the lowest price while still protecting your assets.