Methods for Saving Money on Burlington Vermont Auto Insurance Rates

Are you sick and tired of being strong-armed to insure your vehicles every month? You’re in the same situation as many other Vermont consumers.

With consumers having so many insurance providers from which to choose, it can be diffult for consumers to locate the best provider.

It’s a great practice to shop coverage around occasionally because insurance rates change regularly. Even if you think you had the best deal a couple years back there may be better deals available now. Block out anything you think you know about auto insurance because I’m going to let you in on the secrets to the only way to reduce your cost while improving coverage.

The purpose of this post is to let you in on the best way to quote coverages and some tips to save money. If you currently have a car insurance policy, you should be able to reduce your rates substantially using this information. But Vermont car owners should learn the methods companies use to market insurance on the web because it can help you find the best coverage.

Compare Quotes for Burlington Auto Insurance

Most companies allow you to get prices online. The process doesn’t take a lot of time as you simply type in your coverage preferences into the quote form. After you complete the form, their system collects information on your driving record and credit history and returns a price quote based on these and other factors. This simplifies rate comparisons, but the process of having to visit each company’s website and repetitively complete many quote forms can be a bit repetitive. But it’s absolutely necessary to get many rate quotes in order to get the lowest auto insurance rates.

A more efficient way to find cheaper rates uses one simple form to obtain quotes from several different companies. It saves time, helps eliminate reptitive entry, and makes comparison shopping much easier to do. After your information is entered, it gets priced and you can select your choice of the price quotes you receive.

If the quotes result in lower rates, you can simply submit the application and buy the policy. This process takes just a few minutes to complete and you’ll know if lower rates are available.

To compare rates using this form now, click here and submit your coverage information. If you have a policy now, it’s recommended you input just like they are on your policy. This makes sure you will have comparison quotes based on identical coverages.

These discounts can lower your rates

Insurance can cost an arm and a leg, buy you may qualify for discounts to help bring down the price. Certain discounts will be triggered automatically at the time of purchase, but a few must be specially asked for before they will apply.

• Drivers Ed for Students – Make teen driver coverage more affordable by requiring them to take driver’s ed class if it’s offered in school.
• Service Members Pay Less – Having a deployed family member could mean lower rates.
• Seat Belts Save more than Lives – Requiring all passengers to use their safety belts could cut 10% or more off your PIP or medical payments premium.
• Passive Restraint Discount – Vehicles with factory air bags can receive discounts of 20% or more.
• Anti-lock Brakes – Vehicles equipped with ABS or steering control prevent accidents and will save you 10% or more.
• Government Employees – Active or retired federal employment can save as much as 8% with a few auto insurance companies.
• Theft Prevention System – Anti-theft and alarm systems can help prevent theft and earn discounts up to 10%.
• Driver Safety – Successfully completing a course teaching defensive driving skills can save you 5% or more and easily recoup the cost of the course.

It’s important to understand that many deductions do not apply to the entire cost. Most only apply to the price of certain insurance coverages like liability and collision coverage. Just because it seems like you would end up receiving a 100% discount, it doesn’t quite work that way. But all discounts will reduce the cost of coverage.

To see a list of insurers who offer auto insurance discounts in Burlington, follow this link.

Additional auto insurance information can be read on the website for the Vermont Department of Financial Regulation found here. Visitors are able to read consumer alerts, view agent and company licensing information, and file complaints about a company.

Other informative sites include this online resource for auto insurance quotes in Vermont and this page of insurance agents in Burlington.