Online Tools to Find an Insurance Agent in Renton

When searching for a good Renton agent, you can start your research on the web instead of calling around. You need a friendly agent, but also the cheapest rates you can possibly find.

With so many insurance companies to choose from, it can be diffult for consumers to find the most cost effective insurance company.

Online quotes help locate Renton agents

Professional agents can answer important questions and help file insurance claims. One of the great benefits of comparing insurance prices online is that you can obtain the lowest rates and still have an agent to talk to.

By using this simple form, your insurance data is sent to companies in Renton who will compete to get your business. There is no reason to even leave your home because quoted prices will be sent to your email. How’s that for easy!

Selecting an auto insurance agent shouldn’t rely on just a cheap price. These questions are important to ask:

Will their companies depreciate repairs to your car based on the mileage?
Does the agency have a good rating with the Better Business Bureau?
How are claims handled?
Are there any hidden costs in their price quote and does it include driving and credit history?
Do they regularly work with personal auto policies?
Will vehicle repairs be made with aftermarket parts or OEM replacement parts?

What types of insurance agents are in Renton?

When researching a good insurance agency, you must know there are a couple types of agencies that you can select. Agents can either be independent or captive. While both can insure your vehicles, but it’s worth learning the difference between them because it can influence your selection of an agent.

Captive Insurance Agents

Captive agencies work for only one company such as State Farm or Allstate. They are unable to shop your coverage around so keep that in mind. Captives are trained well in insurance sales and that can be a competitive advantage.

Shown below are captive insurance agents in Renton who can help you get price quotes.

Farmers Insurance Group – 2003 SE Maple Valley Hwy # 207 – Renton, WA 98055 – (425) 228-1212
Allstate Insurance Co – 234 SW 43rd St # 2ma – Renton, WA 98055 – (425) 251-3541

Independent Agencies or Brokers

Independent agencies are not employed by any specific company so they can insure your vehicles with many different companies enabling the ability to shop coverage around. If your agent finds better pricing, your agent can switch companies without you having to go to a different agency.

When searching for an agent, you should always include multiple independent agents to ensure the widest selection of prices.

The following is a list of independent insurance agents in Renton that are able to give rate quotes.

Chuck Rubin Agency – 326 Union Ave NE – Renton, WA 98059 – (425) 644-2676
Country Insurance and Financial – 4725 NE 4th St # B – Renton, WA 98059 – (425) 793-5222
Frohreich Insurance Inc – 1717 NE 44th St # C – Renton, WA 98056 – (425) 793-5580
Cynthia Do Agency – 228 SW 43rd St – Renton, WA 98055 – (425) 251-6395
Cunningham Agency – 757 Rainier Ave S # 3 – Renton, WA 98055 – (206) 441-5521

To view a complete directory of licensed insurance agents in Renton, visit this site.

After getting answers to your satisfaction to your questions and a low price estimate, chances are good that you have found an insurance agent that will service your policy.

Can you save by buying online?

Licensed agents are perfect for certain consumers, but Washington car insurance can also be bought directly from online companies. Some companies, such as State Farm, Allstate and Farmers, who have local Renton agents also let you buy online, and online price comparisons are easy as an alternative to contacting agents.

If you’re worried about not having an agent to talk to, don’t let it bother you. Companies that require consumers to choose their own coverages provide customer service for getting advice on proper coverages.

Does car insurance cost less online? The answer to that question is complicated since there are many things that influence how your policy is priced. It would make sense to think that shopping direct saves money because there is no commission. But that assumption is generally incorrect because advertising and marketing take a lot of money and that impacts the rates consumers pay.

Final thoughts

Consumers who switch companies do it for a variety of reasons including an unsatisfactory settlement offer, delays in paying claims, being labeled a high risk driver and even delays in responding to claim requests. It doesn’t matter what your reason, switching companies is actually quite simple.

Cheap car insurance can be sourced online and also from your neighborhood Renton agents, so compare prices from both to get a complete price analysis. Some car insurance companies may not provide online price quotes and many times these regional insurance providers only sell through independent insurance agents.

Additional car insurance links

Even more information is available at the Washington State Office of the Insurance Commissioner website. Consumers can read industry bulletins, learn about specific coverages, report car insurance fraud, and download brochures.