Quote Online to Get Cheaper Auto Insurance Pricing From the Best Insurance Agents in Clearwater, FL

When trying to find an insurance agent in Clearwater, Florida, you can always start your search on the internet rather than looking in the yellowpages. For this article’s sake, it’s assumed you require not only a decent agent, but you also need the lowest possible price.

With companies like American Family, Allstate, State Farm and Farmers all competing for business in Clearwater, it’s hard to tell which one will provide you with the lowest rates and best service. To begin, consumers can get insurance quotes online in order to build a list of insurance agents and price estimates.

How to buy auto insurance from an agent in Clearwater

Educated insurance agents can point out coverage gaps and give you peace of mind. The biggest benefit of comparing insurance prices online is the fact that you can find better rates and still choose a local agent. And supporting local insurance agencies is important particularly in Clearwater.

After completing this quick form, your coverage information is sent to agents in your area who will battle for your business. You don’t have to drive around due to the fact that quote results will go straight to your inbox. How cool is that?!

If you want to view a list of agents in Clearwater to contact, view this link.

Selecting a car insurance agent requires more thought than just the premium amount. Any agent should have no problem answering these questions:

  • Are you getting all the discounts the company offers?
  • How long has their agency been open in Clearwater?
  • Do they specialize in personal lines coverage?
  • Who is covered by the car insurance policy?
  • If they are an independent agency, which companies do they recommend?
  • Do clients work directly with the agent or are most inquiries handled by a CSR?
  • Are they full-time agents?
  • How often do they review policy coverages?

After receiving answers to your satisfaction to these questions and an acceptable price quote, you have narrowed it down to a car insurance agent that is a good match to provide auto insurance coverage.

Can you find lower rates by buying online?

Local insurance agents are indespensible for some people, but you also have the option of buying from companies direct over the internet. Certain companies like Allstate and State Farm that sell primarily through agents also give you the option to buy direct on their websites, so keep that in mind.

If you’re worried about not having someone to ask questions, don’t be too concerned. Insurance companies provide phone numbers and online resources you can use to get advice on coverages.

Is pricing better online? It’s hard to say exactly due to the large number of individual components that influence how your policy is priced. It’s often assumed that a customer who purchases direcly from an online company cuts out the agent as a middleman. For the majority of companies, however, marketing expenses are significant so there may not be significant savings.

Read more about Florida auto insurance

Additional information is located on the Florida Office of Insurance Regulation website located here. Florida consumers can read consumer alerts, view agent and company licensing information, read enforcement actions against agents and companies, and find out which companies have the most complaints.

The articles below may also help you learn more about auto insurance in Clearwater

More quotes mean more savings

Insureds leave their current company for a number of reasons such as policy non-renewal, poor customer service, extreme rates for teen drivers and high prices. No matter why you want to switch, choosing a new company is less work than it seems.

Clearwater Florida car insurance quote

Cheap auto insurance is definitely available from both online companies and with local Clearwater insurance agents, and you need to price shop both in order to have the best chance of saving money. Some insurance providers do not offer online price quotes and most of the time these regional insurance providers sell through independent agents.