Round Rock, TX Auto Insurance Agents – Hit the Web First

When finding a good insurance agent in Round Rock, TX, we recommend you begin your search by getting online comparison quotes to save time. Consumers need a good professional insurance agent, but also need the best possible price.

Consumers have many insurance agents to buy insurance from, and though it is a good thing to have multiple companies, so many choices can make it hard to compare company pricing.

How to find Round Rock insurance agents online

Educated insurance agents can point out coverage gaps and give you someone to call. One of the great benefits of price shopping on the web is you can get the lowest rates and still have an agent to talk to.

To make it easy to find an agent, after completing this simple form, your insurance coverage information is submitted to agents in your area who will battle for your business. There is no reason to even leave your home due to the fact that quote results will go straight to your inbox. It doesn’t get any easier! You can find the lowest rates without the usual hassles of price shopping.

Deciding on a car insurance agent needs to be determined by more than just the bottom line cost. Any agent should have no problem answering these questions:

• Do clients work directly with the agent or are most inquiries handled by a CSR?
• Is the agent and/or agency licensed to do business in Texas?
• Does the agency provide any after hours assistance?
• How are they compensated?
• How long have they worked with personal auto insurance coverage?
• Will their companies depreciate repairs to your car based on the mileage?
• Are there any discounts that you might be missing?
• Does the company allow you to choose your own collision repair facility?

Multiple types of insurance agents in Round Rock

When looking for an insurance agent, there are a couple of different agency structures to choose from. Agencies in Round Rock are categorized either captive or independent (non-captive).

Captive Insurance Agents

These agents are contracted to one company like Allstate, Farmers Insurance, State Farm and AAA. Captives cannot compare other company’s rates so always compare other rates. They are well schooled on their company’s products and that can be a competitive advantage. Consumers frequently purchase coverage from captives mostly because of loyalty to the company and the convenience of having a single billing for all their coverages.

Listed below is a short list of captive insurance agencies in Round Rock who can help you get rate quotes.

• State Farm Insurance – 200 W Main Ave – Round Rock, TX 78664 – (512) 255-7677
• Allstate Insurance – 2000 N Mays St # 117 – Round Rock, TX 78664 – (512) 828-3011
• Liberty Mutual Insurance – 2000 S I H 35 # K2 – Round Rock, TX 78681 – (512) 244-3391

Independent Agents

Independent insurance agents are not locked into one company so they have the ability to put coverage with lots of companies depending on which coverage is best. To move your coverage to a new company, they simply move the coverage in-house and you don’t have to find a new agent.

When shopping rates, it’s a good idea to include at a minimum one independent agency to ensure the widest selection of prices. Most have the option of insuring with smaller regional carriers who may have lower rates.

Shown below is a list of independent insurance agencies in Round Rock who can help you get price quotes.

• Hilton Jr Farmers Agency – 2801 Oakmont Dr # 1000 – Round Rock, TX 78664 – (512) 345-7599
• Southern United Fire Insurance – 525 Round Rock West Dr – Round Rock, TX 78681 – (512) 733-8536
• Burge Insurance – 2300 S I H 35 # 201 – Round Rock, TX 78681 – (512) 255-1015
• David Morris Agency – 206 W Main Ave – Round Rock, TX 78664 – (512) 238-9355

To view a complete directory of Round Rock insurance agents, please go to this site.

Upon getting answers to your satisfaction for all questions you ask and an acceptable price quote, it’s possible that you found an insurance agency that is a good match to insure your vehicles.

Online companies should be in the mix

Local insurance agents serve a purpose, but you can also find affordable Texas auto insurance from companies direct over the internet. Some car insurance companies like State Farm and Allstate that sell primarily through agents also permit you to quote and buy online. This is something to consider if finding the best price is important.

If you’re apprehensive about not getting proper coverage, this is a normal reaction for first-time shoppers. Companies that allow you to purchase coverage all have toll-free customer service to answer any questions you may have. Additionally, most companies also offer live help and 24/7 access so you can feel comfortable buying online.

Are online rates lower? It’s difficult to say for sure because there are many factors that influence the price you pay. Common sense would say that buying directly from the company saves money by not requiring a commission. In many cases, marketing their products costs a lot of money and that can quickly cost more than paying an agent.

For more information

More tips and info about auto insurance is available at the Texas Department of Insurance website. Texas drivers can find disaster information, read state legal mandates and laws, and file complaints about a company.

Quote often and quote early

Drivers leave their current company for many reasons like not issuing a premium refund, delays in paying claims, high prices or even an unsatisfactory settlement offer. Regardless of your reason for switching companies, finding the right auto insurance provider is not as hard as you think.

Cost effective auto insurance is definitely available from both online companies in addition to many Round Rock insurance agents, and you should compare price quotes from both to get a complete price analysis. Some insurance providers do not provide online quoting and these small, regional companies work with independent agents.