Tips to Finding the Right Insurance Agency in Gresham Oregon

To locate a licensed insurance agent in Gresham, you can do the preliminary legwork on the web to save time. Consumers need a great agent that can assess your needs, but also decent rates too.

Many insurance agencies compete for your hard-earned dollar, and because of this it can be hard to compare insurance agencies and get the best coverage at the lowest price

Everyone needs different coverages

When it comes to choosing coverage, there really is not a “best” method to buy coverage. Your needs are not the same as everyone else’s.

For instance, these questions may help highlight whether or not you would benefit from professional advice.

  • Am I covered when driving in Canada or Mexico?
  • Which companies will insure high-risk drivers?
  • Do I need roadside assistance coverage?
  • When should my teen driver be added to my policy?
  • Is my custom paint covered by insurance?
  • Does my liability insurance cover pulling a trailer or camper?

If you’re not sure about those questions but one or more may apply to you then you might want to talk to an agent.

Save time by quoting online

Professional agents are trained to spot inefficiencies and give you peace of mind. One of the great benefits of getting online price quotes is you can get lower rates but also keep your business local.

To find an agent, once you fill out this form (opens in new window), your insurance coverage information is sent to local insurance agents who will give you bids for your coverage. You won’t need to even leave your home as quotes are delivered immediately to your email address. Now that’s easy!

Deciding on an insurance agency needs to be determined by more than just the bottom line cost. Ask your prospective agent these questions:

  • If you are a high risk driver, do they have special markets for your coverage?
  • How many years of experience in personal lines insurance coverages do they have?
  • Does the agency provide any after hours assistance?
  • Which insurance companies are they affiliated with?
  • Does the agent have professional designations like CIC, CPCU or AIC?
  • Are claims handled at the agent’s location?

The following is a short list of auto insurance agents in Gresham that may be able to provide price quotes.

  • R C Insurance – 520 SE 15th St, Gresham, OR 97080 – (503) 666-8912
  • Country Insurance & Financial – 1042 NW Norman Ave # 210, Gresham, OR 97030 – (503) 492-2228
  • Farmers Insurance Group – 2053 NE Burnside Rd # 100a, Gresham, OR 97030 – (503) 667-0671
  • State Farm Insurance – 1008 NE Division St # A, Gresham, OR 97030 – (503) 665-1101
  • Allstate Insurance – 2468 SE Burnside Rd, Gresham, OR 97080 – (503) 661-4848

To view a full list of licensed insurance agents in Gresham, click here to link.

Upon receiving acceptable answers and locked in a price quote, you have narrowed it down to an insurance agent that meets your needs to service your policy.

Have you considered online alternatives?

Licensed agents serve a purpose, but Oregon consumers also have the option to buy direct from companies online. A few companies who sell through the agent channel also give you the ability to get quotes and purchase online. This is something to consider to possibly find a better rate.

If you’re uneasy about having to choose coverages yourself when shopping online, this is normal but is quickly overcome. Online car insurance companies that allow you to purchase coverage provide access to licensed agents for customer questions.

Does buying online save money? That is a tough question to answer due to the fact that there are many factors which can raise or lower premium rates. It’s a logical assumption that buying direct cuts out the middleman. In many cases, marketing their products costs a lot of money and that impacts the rates consumers pay.

Additional detailed information can be read at the Oregon Insurance Division website. Consumers can learn about insurance regulations, learn about specific coverages, find disaster information, and view agent and company licensing information.

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The best insurance company isn’t always the cheapest

Budget-conscious auto insurance is possible both online as well as from independent agents in Gresham, so you should be comparing quotes from both in order to have the best price selection to choose from. Some insurance providers don’t offer online quoting and many times these smaller companies only sell through independent insurance agents.

Oregon insurance company

When shopping online for auto insurance, you should never buy poor coverage just to save money. There have been many situations where an insured dropped collision coverage only to find out that the few dollars in savings costed them thousands. Your aim should be to buy a smart amount of coverage for the lowest price while not skimping on critical coverages.