Use Online Quotes to Find the Best Insurance Agent in Peoria

When pricing auto insurance in Peoria, Arizona, there are a lot of options and selecting the best Peoria insurance agent for your needs is harder than just using the same auto insurance agent as your neighbor. The chances are good you not only want a professional licensed agent, but you also want the best rates possible.

With insurance companies like State Farm, Allstate, Farmers and independent agents all competing for your business, it’s difficult to determine which provider will provide you with the cheapest rates and the best coverage. To help decide, it’s easy to use insurance quotes online to get a list of agents and thier coverage prices.

Comparing rates from local agents

Licensed agents can point out coverage gaps and give you peace of mind. The best thing about comparing rates online is you may find better rates but still work with a licensed agent. Buying from local agencies is definitely important in Peoria.

To help locate an agent, after submitting this short form, your coverage information is sent to agents in your area who will return price quotes for your insurance coverage. There is no reason to leave your computer due to the fact that quote results will go to the email address you provide. It doesn’t get any easier! You’ll get the best rates and an insurance agent to talk to.

Choose the right auto insurance agent

When searching for a good Peoria insurance agent, there are two types of insurance agents from which to choose. Insurance agencies in Peoria are either captive or independent (non-captive).

Independent Agents

Independent agents are not locked into one company but rather can write business with any number of different companies and possibly get better coverage at lower prices. To transfer your coverage to a different company, the business is moved internally and you won’t have to switch agencies.

When comparing rates, we recommend you contact multiple independent agents for maximum quote selection. They often place coverage with smaller companies who may have lower rates.

Below are independent insurance agents in Peoria that may be able to provide price quotes.

Matt Richey Agency – 19265 N 83rd Ave – Peoria, AZ 85382 – (623) 566-4457
A Different Insurance – 6750 W Peoria Ave # 115 – Peoria, AZ 85345 – (602) 548-2233
Jeanie Zaporowski Agency – 6750 W Olive Ave # 107 – Peoria, AZ 85345 – (623) 979-7701
Arizona Insurance Solutions – 10458 W Ross Ave – Peoria, AZ 85382 – (623) 433-9650

Agency Captives

This type of agents write business for a single company like AAA, State Farm, Farmers Insurance and Allstate. They are unable to shop your coverage around so it’s a take it or leave it situation. These agents are well schooled on their company’s products which can be an advantage. Some consumers prefer to choose to use a captive agent partially due to the prominence of the brand and the convenience of having a single billing for all their coverages.

The following is a short list of captive agents in Peoria who can help you get comparison quotes.

Farmers Insurance Group – 8805 W Union Hills Dr # 102 – Peoria, AZ 85382 – (623) 583-4663
State Farm Insurance – 9163 W Union Hills Dr # 101 – Peoria, AZ 85382 – (623) 815-8170
Allstate Insurance Co – 20283 N Lake Pleasant Rd # 112 – Peoria, AZ 85382 – (623) 572-5135
American Family Insurance – 8272 W Lake Pleasant Pkwy #202 – Peoria, AZ 85382 – (623) 561-7761

To view a full list of captive agencies in Peoria, go to this page.

Selecting an auto insurance agent shouldn’t rely on just the premium amount. Agents should be asked these questions:

Did they already check your driving record and credit reports?
Do they receive special compensation for putting your coverage with one company over another?
Are glass claims handled on-site or do you have to take your vehicle to a repair shop?
How long has their agency been in business in Peoria?
Are claims handled at the agent’s location?
Are they properly licensed to sell insurance in Arizona?

Once you have received satisfactory answers to any questions you have and locked in a price quote, most likely you have located a car insurance agent that meets your needs to provide auto insurance coverage.

Do online insurance companies save me money?

Professional insurance agents are indespensible for some people, but you can also find affordable Arizona auto insurance from online companies direct. A few companies who employ agents also give you the option to buy direct online. This is something to consider to possibly find a better rate.

If you’re worried about not having someone to ask questions when buying online, don’t let it bother you. Online car insurance companies have customer service departments for getting the best coverage. They also have a frequently asked questions page that you can use if you have questions.

Are online companies cheaper? That is a tough question to answer since there are so many factors that impact your rate calculation. It’s a common assumption that going direct cuts out the agent as a middleman. In many cases, there are high advertising and marketing costs and that can cost more than having to pay agents.

More quotes mean more savings

Consumers who switch companies do it for a variety of reasons including high prices, denial of a claim, delays in paying claims or poor customer service. No matter why you want to switch, switching companies can be less work than you think.

Lower-priced auto insurance can be found on the web and also from your neighborhood Peoria agents, and you need to comparison shop both in order to have the best chance of saving money. There are still a few companies who may not provide online price quotes and usually these smaller companies provide coverage only through local independent agents.

Find out more about auto insurance

More information can be read on the Arizona Department of Insurance website through this link. Arizona drivers can find a variety of consumer forms, read state legal mandates and laws, and download brochures.