Using the Web to Find an Auto Insurance Agent in Wichita

To locate a good insurance agent in Wichita, Kansas, you can always start your research by comparing rates online instead of making phone calls. It’s likely you want a good agent, but you also want to find the best rates possible.

With State Farm, Allstate, Farmers and independent agents all competing for your business, it’s difficult to determine which insurance agent will give you the cheapest rates and the best coverage. To begin, you can use online quotes to assemble a group of agents from which to choose.

Is my situation unique?

When buying adequate coverage, there really is no single plan that fits everyone. Every insured’s situation is different.

For instance, these questions may help highlight whether your personal situation will benefit from professional help.

  • Does my policy cover my teen driver if they drive my company car?
  • When should my teen driver be added to my policy?
  • When would I need rental car insurance?
  • Does my insurance cover damage caused when ticketed for reckless driving?
  • Do I need PIP (personal injury protection) coverage in Kansas?
  • Should I file a claim if it’s only slightly more than my deductible?
  • Do I have coverage if my license is suspended?
  • Am I covered when driving someone else’s vehicle?
  • Can I afford low physical damage deductibles?

If you don’t know the answers to these questions but a few of them apply then you might want to talk to a licensed agent.

Your local neighborhood insurance agent

Good agents can point out coverage gaps and give you someone to call. The biggest benefit of comparing insurance prices online is you can get the lowest rates but also keep your business local. And supporting local businesses is important especially in Wichita.

To help locate an agent, after submitting this quick form, your insurance coverage information is instantly submitted to local insurance agents in Wichita who will give you bids to get your business. There is no need to visit any agencies as quotes are delivered directly to your email. It doesn’t get any easier!

The following are Wichita insurance agents that are able to give comparison quotes.

  • Allstate Insurance – 6611 E Central Ave # A, Wichita, KS 67206 – (316) 684-0121
  • State Farm Insurance – 11330 E Central Ave # 400, Wichita, KS 67206 – (316) 682-2300
  • American Insurance Inc – 2721 Boulevard Plz, Wichita, KS 67211 – (316) 681-0023
  • Farmers Insurance Group – 1900 Amidon St # 216, Wichita, KS 67203 – (316) 838-1486
  • James Mcqueen Agency – 9415 E Harry St, Wichita, KS 67207 – (316) 618-3000
  • Farm Bureau Insurance – 515 N Ridge Rd # 101, Wichita, KS 67212 – (316) 773-1773
  • Federated Insurance Co – 111 Whittier St, Wichita, KS 67207 – (316) 689-4291

To view a complete directory of licensed insurance agents in Wichita, click here to link.

Picking an insurance agency should depend on more than just the price. Ask your prospective agent these questions:

  • Is the agent and/or agency licensed to do business in Kansas?
  • Who is covered by the car insurance policy?
  • Do they review policy coverages at every renewal?
  • Are glass claims handled on-site or do you have to take your vehicle to a repair shop?
  • Do they assist clients in filing claims?

After getting answers to your satisfaction to any questions you have in addition to an acceptable price estimate, most likely you have located an insurance agency that meets your needs to insure your vehicles.

But what about GEICO, Esurance and Progressive?

Professional insurance agents are perfect for certain consumers, but you can also find affordable Kansas auto insurance directly from online companies. A few companies that sell primarily through agents also let you buy direct on their websites, and consumers should do that to possibly find a better rate.

If you’re worried about selecting your own policy coverages when buying online, this is normal but is quickly overcome. All companies that require consumers to choose their own coverages provide toll-free numbers that you can contact for information.

The only way to know if prices are better online or from an agent is comparing prices for both of them. Even though it sounds odd, people frequently get different pricing for the exact same company when they get quotes from both.

Is pricing better online? Many people think so, but it’s hard to say for sure because there are a lot of things that impact your rate calculation. It’s a common assumption that a customer who purchases direcly from an online company cuts out the agent as a middleman. For most online online companies, however, there are very high advertising costs and that can cost more than having to pay agents.

Much more information about car insurance in Kansas is located on the Kansas Insurance Department website found here. Visitors are able to learn about insurance regulations, read enforcement actions against agents and companies, and find disaster information.

The articles below may also help you learn more about car insurance in Wichita

More effort can pay off

As you shop your coverage around, do not sacrifice coverage to reduce premiums. There are a lot of situations where consumers will sacrifice collision coverage and discovered at claim time that the savings was not a smart move. Your aim should be to buy the best coverage you can find at a price you can afford, not the least amount of coverage.

Kansas insurance agencies

Drivers leave their current company for a number of reasons such as denial of a claim, extreme rates for teen drivers, not issuing a premium refund and lack of trust in their agent. Regardless of your reason, switching companies is not as hard as you think.